Travel Insurance is essential for assuring your needs when travelling. Although service providers such as travel agencies, airline companies, and hotel booking platforms might provide some complementary or discounted Travel Insurance as part of their bundle deal, these insurance options typically have limited coverages. As such, buying a separate Travel Insurance policy is highly recommended. Purchasing Travel Insurance in Hong Kong only assures trips commencing from and ending in Hong Kong.

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You can generally buy Single Travel Insurance or Annual Travel Insurance, with the latter being more suitable if you are a frequent traveler or if you are travelling abroad for a prolonged period of time within one year. Basic cover includes overseas medical expenses, medical repatriation, cancellation of trip due to unforeseen circumstances, flight delays, loss of luggage, and personal liability to third parties. Extended cover may include loss of mobile phone, overseas motor vehicle rentals, and high-risk sports.